Personal Finance - Page 6

Many Americans between the ages of 65 to 74 - in fact two-thirds of us - have debt. Is it more important to pay that down, or save to retire?

If you’re craving some downtime away from the city but don’t want to navigate the LAX labyrinth, you’re in luck! As a resident of Los Angeles, you have the pleasure of living less than four hours away from the beach, desert, and mountains. Here are 7 affordable LA getaways for families, couples and single adventurers.

An HSA, or Health Savings Account, is a savings account that uses pre-tax money for health expenses. Nearly 3 in 10 Americans use an HSA for health expenses such as glasses, braces, and X-rays. HSAs are a good way to lower your overall healthcare costs if you qualify and learn to make the most of your account.

Between gas, monthly car payments, and insurance, driving in California can cost more than $9,000 of our hard-earned money per year. So, why not let your car work for you? Learn how to supplement your income by renting out your car in California through the most popular LA car rental apps, like Turo and Getaround.

IRA contribution limits can be tricky, but if you do them correctly, you may see a benefit around tax time. While you can contribute to an IRA if you or your spouse have a 401(k), you may not be able to deduct all of your traditional IRA contributions if either of you have both. Learn more about IRA tax benefits.

Renting out their home on Airbnb may help Los Angeles homeowners slash their mortgage payments by up to 37%. However, California Airbnb laws can be tricky, with squatters' rights after 30 days and legal issues when renting under 30 days. Consult with an attorney before listing your house on Airbnb or a similar service.

Reduced price points are available at many venues for the 55+ crowd throughout Los Angeles, and there’s so much more than early bird specials. From hotels to museums to movie theaters, senior discounts are abundant in Southern California. Here are 12 of the best-kept LA senior discounts.

What's actually cheaper in Los Angeles? No, you didn't read that wrong. There are a few surprising bargains in Southern California! From housing and shopping to things to do, Borowitz & Clark names its top cheap finds in L.A. If you're struggling with debt in Los Angeles, we can help. Contact us today.

What's your holiday debt payoff plan? Don't have one? We have five tips to get you started. If your credit card debt has been mounting, you have options. Our experienced bankruptcy attorneys offer free debt consultations in the greater Los Angeles area. Contact us today and put your best foot forward in the new year.

What is the average monthly car insurance in Los Angeles, and why is car insurance so expensive in California? Saving money on car insurance is based on what you drive, your record, and even your credit history. Learn more about finding cheap car insurance in Los Angeles, plus ways to lower your car insurance rates.

Learn everything you need to know about California reverse mortgages, including advantages and disadvantages and required mortgage counseling.

How do you find the best rewards credit cards? What should I look out for when applying? Which type of rewards credit card is best for me? Learn more here.