Late mortgage payments and the threat of foreclosure can be extremely stressful and upsetting. One option that can help is called "mortgage modification." Unfortunately, you have to be very careful when engaging a company to assist you with a loan modification.
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Have you forgotten to list a creditor in your Chapter 7 or Chapter 13 bankruptcy case? Regardless of the type of bankruptcy you filed, the first thing you should do when you realize you've left out a creditor is inform your bankruptcy attorney.
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